County market report · FIPS 19041
Clay County, IA
Spencer, IA · Population 15,976 (Census V2020 est.)
Typical value
$195,966
Sep 2026
1M
+0.0%
3M
+0.3%
12M
+4.2%
5Y
+27.2%
10Y
+61.2%
From peak
0.0%
Peak $195,966 · Sep 2026
Rank US / state
1030 / 49
by 12M change
Zillow Home Value Index
Source: Zillow Home Value Index (ZHVI), all homes, smoothed & seasonally adjusted · data through Sep 2026.
Inflection signal
Price-OnlyNo active signal this month.
Inventory, sales & days on market — Phase 2
Supply and demand confirmation is not yet available.
Yearly values (December)
| Year | ZHVI (Dec) | YoY change |
|---|---|---|
| 2025 | $191,225 | +5.5% |
| 2024 | $181,171 | +1.7% |
| 2023 | $178,099 | +3.3% |
| 2022 | $172,431 | +8.5% |
| 2021 | $158,905 | +10.7% |
| 2020 | $143,600 | +5.5% |
| 2019 | $136,099 | +6.1% |
| 2018 | $128,307 | +1.8% |
| 2017 | $126,074 | +2.5% |
| 2016 | $123,000 | +5.1% |
| 2015 | $117,006 | +6.2% |
| 2014 | $110,133 | -0.4% |
| 2013 | $110,536 | +9.0% |
| 2012 | $101,444 | +0.7% |
| 2011 | $100,782 | +1.6% |
| 2010 | $99,230 | -0.6% |
| 2009 | $99,807 | — |